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    Funding Account
    bybit2024-12-17 16:29:25
    Bybit’s Funding Account serves as the primary account for users, providing a secure and efficient platform to manage their Crypto and Fiat assets deposits and withdrawals. Additionally, it grants users access to a comprehensive suite of finance products and trading tools, empowering traders with the necessary resources to navigate the crypto market effectively and enhance their trading experience.


     
    Below are some major products and services channeled the funds via Funding Account:
    1. Crypto Deposits will be credited to the Funding Account. You can also enable the auto transfer setting if you want your funds to be auto-transferred to other accounts such as Spot Account after the deposit has been credited.
     
    2. For Crypto Withdrawals, users have to transfer their funds to the Spot Account or the Funding Account before they can withdraw funds. To learn more on how to transfer your assets, please refer to How to Transfer Assets on Bybit.
     
    3. For Crypto Loans, general users who did not upgrade to Unified Trading Account (UTA) will still be using funds in their Spot Account for borrowing. Only users who upgraded to Unified Trading Account will be using the Funding Account for crypto loans. UTA users will need to transfer their funds to the Funding Account in order to borrow funds, repay their borrowing, or adjust the collateral amount. 
     
    4. For Earn products, the principal and yield will be credited back to the Funding Account upon maturity. To subscribe or purchase new Earn products, users will need to transfer their funds to the Funding Account. 
     
    5. For other Fiat Services such as One-click Buy, Fiat Deposit, Fiat Withdrawal, or Bybit Card, all the funds will be channeled through the Funding Account.


     
     
     
    Funding Account Overview
     

     

    1

    Total Equity

    The total equity shows the sum of all cryptocurrencies and fiat assets held in the Funding Account, denominated in BTC and your selected fiat currency. The system will first convert all assets into USD, and convert again into BTC and your selected fiat currency equivalent. 

    2

    Available Balance

    The available balance shows the amount that can be transferred out or used for any other purposes. Amount Pending Release includes locked deposits pending blockchain confirmation or risk control review. 


    Please note that while Amount Pending Release is included in the available balance, the amount is locked and will not be available for the following types of transactions:
    — Crypto Withdrawals/Internal Transfers

    — Fiat Withdrawals

    — Bybit Card Usage

     

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    3

    Frozen

    Assets will be locked during the following situations: 

    — Fiat Withdrawals

    — Pre-authentication for Bybit Card

    — Pending verification after being flagged by Risk Control

    4

    Deposits, Withdrawals, Transfers and Convert

    — To make a crypto deposit, you can click on Deposit and refer to the instructions in the How to Make a Deposit guide.


    — To make a crypto withdrawal to an external wallet or internal transfer to other Bybit users, you can click on Withdraw and refer to instructions in the How to Submit An On-Chain Withdrawal Request or How to Withdraw Assets via Internal Transfer guides.


    — To transfer assets from the Funding Account to other accounts such as Spot Account, or others, you can click on Transfer and refer to instructions in the How to Transfer Assets on Bybit guide.


    — To convert your coins directly on Bybit for any of the cryptocurrencies supported, you can click on Convert. For more details, please refer to How to Convert Your Assets.

    5

    Action

    This column shows the action that can be performed for the respective crypto or fiat, such as Buy, Sell, Transfer, Trade, Deposit, or Withdraw. Users can perform their preferred action with just one click. 

    6

    History

    You can check the asset history of the Funding Account by clicking the History button. For more details, please refer to the details on Funding Account History below. 

     
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